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Before you shop homesA mortgage broker shops many lenders to find you a better rate — usually at no cost to you (the lender pays them). Compare vetted brokers near you, get pre-approved, and make offers with confidence.
Shop lenders the smart way — through one broker who does it for you.
Buying, refinancing or renewing, and your timeline. Quick and private.
See brokers who shop many lenders, with reviews and specialties side by side.
Lock a rate hold and shop homes knowing exactly what you can afford.
Your bank offers one set of rates. A broker shops dozens — and it's free to you.
Brokers are paid by the lender, not you. You get their shopping power at no cost.
A broker compares 40+ lenders — banks, credit unions and monolines — to find a rate and terms a single bank can't match.
A real pre-approval with a rate hold makes your offer more credible to sellers and avoids financing surprises.
First-time buyer, self-employed, new to Canada, refinancing — brokers find lenders that fit, not a one-size box.
Get pre-approved before you shop, then line up inspection, lawyer and movers in the same app.
Mortgage agents and brokers are licensed (FSRA in Ontario) — compare credentials and reviews before you choose.
Illustrative figures; rates, savings and lender options vary by borrower and market. Genie connects you with independent, licensed brokers and does not provide financial advice.
Usually nothing — on standard residential deals the lender pays the broker. You get their lender-shopping power for free.
A bank offers only its own products. A broker shops many lenders at once to find you a better rate and terms, with one application.
A pre-approval tells you what you can afford, holds a rate while you shop, and makes your offers stronger to sellers.
Yes — free and no obligation. You choose who to work with.
Compare vetted brokers who shop many lenders — free, and no cost to you.
Get pre-approved